Report the incident to the police as quickly as you can – you usually have to do it inside 24 hours to be able to claim – to verify your claim would not hit the skids. Some elements of your policy may have a brief window to submit a declare and it may take some time to be processed. Specialist brokers may help you discover insurers that cover non-standard trips. To discover one, see the British Insurance Brokers’ Association web site. It’s also worth evaluating seeing if any of the top-pick insurance policies under let you add cruise cover.

• You should also if the nation you are planning to travel to has restricted entry – you’ll be able to normally do that via its UK embassy web site.
• While cruises aren’t happening in the course of the coronavirus disaster, it’s nonetheless an option to add cruise cowl should you’re reserving

You also wants to if the nation you are planning to travel to has restricted entry – you possibly can normally do that through its UK embassy website. If you are travelling just outdoors Europe, you don’t always have to pick worldwide cowl. Many insurers truly allow you to use their European cover in a handful of non-European nations too. For instance, if you’re abroad and know you should go to hospital to examine out a chest ache, LV says it might cover you in a non-public hospital, but not all the insurers we requested would. The excess.This is the amount you have to pay in the path of any declare you make.

• If you have already got a travel insurance coverage, you should check what cowl it supplies for coronavirus-related events, including medical cowl and travel disruption.
• Our quote course of makes it simple to find the right coverage