Having a claim refused may hit hard, probably excluding you from medical or possessions cover. As a general rule, use your frequent sense as it’s about security in addition to insurance. For example, if you’re skiing and have two or three glasses of wine at lunch earlier than hitting the slopes again, you are rising the prospect of an accident – which you also may not be covered for.
- If one of the travellers has a medical situation, as it’ll enhance the worth for all.
- The greatest coverage covers solely what you need at a value that fits your budget.
- This is as a outcome of annual cover can work out cheaper than buying two single-trip insurance policies.
- Insurers all have different interpretations – which we now have seen within the T&Cs – ranging from ‘drinking an excessive quantity of’ to ‘approx 4 pints’ to ‘alcoholic abuse’.
- Do not depend